Privacy Policy & Terms and Conditions
Last updated: 19 September 2026 | Applies to the LoanPro - EMI Loan Calculator app across all supported platforms
Privacy Policy
How LoanPro - EMI Loan Calculator handles (and mostly does not handle) your information.
1. What LoanPro - EMI Loan Calculator is
LoanPro - EMI Loan Calculator is a set of on-device calculators: an EMI calculator covering home loan, car loan, personal loan, education loan, gold loan and business loan scenarios, an investment calculator covering SIP, lumpsum, FD/RD and compound-interest style projections, and a unit converter for everyday conversions. Every figure you see is worked out from the numbers you type in - nothing more.
2. Information we do not collect
- No sign-up, login, phone number, email address or ID proof is ever asked for to use any calculator in the App.
- No name, PAN, Aadhaar, bank account, card number, salary detail, or other personal or financial identifier is requested by the App.
- Every value you enter - loan amount, tenure, interest rate, investment amount, conversion figures - is calculated locally on your own device and is never uploaded to us, stored on a remote server we operate, or shared with any outside party.
- We do not run a backend database of user inputs. If you close the App, that calculation is gone unless your device's own app-storage keeps it locally for your convenience.
3. Third-party services we use
LoanPro - EMI Loan Calculator uses the following third-party services to run the App and keep it free to use:
- Facebook Ads (Meta Audience Network) - to display advertisements
- Google AdMob - to display advertisements
- Firebase Analytics - to understand general, aggregated app usage
- Firebase Crashlytics - to detect and fix app crashes
These services may automatically collect limited technical information such as device model, operating system version, advertising identifier, general IP-based location, crash logs, and usage statistics. This collection is carried out and governed by Meta and Google under their own privacy policies, outside our direct control: see the Meta Privacy Policy and the Google Privacy Policy (which covers AdMob, Analytics and Crashlytics). This information is not linked to your name or any personal identity by us.
4. App permissions
LoanPro - EMI Loan Calculator only requests the minimum device permissions needed to run and to display ads (typically just internet access). It does not request access to your contacts, camera, microphone, SMS, location, or file storage for its calculator functions.
5. Children's privacy
LoanPro - EMI Loan Calculator is a general financial-literacy tool and is not directed at children. We do not knowingly collect any personal information from children, and none is required to use the App.
6. How your data is kept safe
Because your calculator inputs never leave your device and are never stored on a server we control, there is no central database of user information on our side that could be lost, leaked, or accessed without authorisation. Your data's safety, in that sense, sits with your own device and its lock/security settings.
7. Your choices
You can clear the App's local storage, reset your advertising ID, or uninstall the App at any time from your device settings, with no account to close and nothing further to request from us.
8. If someone contacts you claiming to be us
9. Changes to this policy
We may update this Privacy Policy at any time, without prior notice, as the App evolves. Continuing to use the App after any change means you agree to the Privacy Policy in its updated form, including all earlier versions and the latest version currently in force. The "Last updated" date at the top of this page will reflect the most recent version.
10. Contact
Questions about this Privacy Policy can be sent to the support email address listed on this app's Google Play Store listing.
Terms and Conditions
The rules for using LoanPro - EMI Loan Calculator.
1. Accepting these terms
By downloading, installing, or opening LoanPro - EMI Loan Calculator, you agree to these Terms and Conditions in full. If you do not agree with any part of them, please do not use the App.
2. What LoanPro - EMI Loan Calculator is, and is not
LoanPro - EMI Loan Calculator provides three tools: an EMI calculator across loan types (home, car, personal, education, gold, business and similar), an investment/returns calculator (SIP, lumpsum, FD/RD, compound interest and similar), and a general-purpose unit converter.
3. Not financial or investment advice
Everything the App shows you is a general, informational calculation based purely on the numbers you type in. It is not financial, investment, tax, or legal advice, and it is not a recommendation to take a loan, make an investment, or take any other financial step. Always speak with a qualified financial advisor, or your bank or lending institution directly, before acting on any figure shown in the App.
4. Accuracy of results
The App uses standard, publicly known EMI and investment-return formulas. Real-world offers from banks and NBFCs can differ because of processing fees, prepayment charges, your credit profile, taxes, GST, and lender-specific or RBI-linked policies that a simple calculator cannot account for. Treat every number in the App as an estimate only - never as a quote, a guarantee, or an offer.
5. No warranty
LoanPro - EMI Loan Calculator is provided strictly on an "as is" and "as available" basis. We make no promises, express or implied, about its accuracy, reliability, fitness for a particular purpose, or that it will run without interruption or error on every device.
6. Limitation of liability
7. You agree to indemnify the developer
You agree to hold the developer harmless from any claim, demand, loss or expense - including reasonable legal costs - arising out of your use of the App, your violation of these Terms, or any financial decision you make based on the App's output.
8. Ownership of the App
The name, logo, design, and underlying code of LoanPro - EMI Loan Calculator belong to its developer. You may not copy, reverse-engineer, redistribute, or rebrand the App without prior written permission.
9. Mentions of banks or lenders
Any reference inside the App to a bank, NBFC, loan type, or interest-rate range is illustrative only, used purely to help the calculator make sense - it is not an endorsement, partnership, or referral arrangement with that institution.
10. If someone contacts you claiming to be us
11. Ending your use of the App
You may stop using or uninstall LoanPro - EMI Loan Calculator at any time. The developer may also modify, suspend, or discontinue any part of the App at its discretion, without prior notice, and without liability to you for doing so.
12. Governing law
These Terms are governed by the laws of India, and any dispute relating to them will fall under the jurisdiction of the courts of Surat, India.
13. Changes to these terms
These Terms may be updated at any time, without prior notice. Continuing to use the App after any change means you agree to the Terms in their updated form, including all earlier versions and the version currently in force. The "Last updated" date at the top of this page reflects the current version.
14. Contact
For any question about these Terms, write to the support email address listed on this app's Google Play Store listing.